Preheat oven to 375 F. Brown the ground beef and onions. Drain fat, then return beef-onion mix to skillet. Add refried beans to mix, and heat through. Grease 8 or 9 inch round casserole dish (spray is OK). Put one tortilla into bottom of dish, put ¼ of meat mix onto tortilla and spread to edges, sprinkle with approx. ½ cup of the grated cheese, and pour approx. ½ c. of taco sauce over this. Cover with another tortilla, then repeat the meat/cheese/salsa for three more layers. Cover top layer with a tortilla, sprinkle with cheese and salsa, and bake for 30-40 minutes or until the cheese melts. Serve warm with addtional salsa.
Note: Certainly substitutions are allowed. It is especially delicious if you use chorizo instead of ground beef, and any additional spice may be added to the meat mix to taste. Likewise, the cheese does not have to be cheddar, and I have had good luck with co-jack.
Your Taco Pie is ready. Happy cooking!
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